A two story home sitting on lush green land with a mailbox

Homeowner's Insurance

Your home is where you heart is and one of the most important investments you will ever make! So be sure to protect it with the right insurance. At Gibbel Insurance, an agent will help you create a policy centered around your unique needs and budget. We create policies for Lancaster County including Lititz, Manheim, Ephrata, Elizabethtown, Mount Joy, Willow Street, Lancaster, and beyond!

Choose from an array of Lancaster insurance options including homeowner's insurance, mobile home coverage, renter's insurance, seasonal or secondary vacation home coverage, and rental property insurance.

So, what does homeowner's insurance cover? Each policy is different however, the standard includes your home, other structures (such as garages and sheds), your personal belongings and the cost of living arrangements while your home is being repaired. Additional coverage can be purchased to customize your policy around your unique needs.

Choose from the following additional coverage options:

    • Other structure extension
    • Water Backup
    • Watercraft liability extension
    • Debris removal
    • Landslide/sinkhole
    • Personal property replacement cost
    • Personal injury
    • Increased coverage: Personal property
    • Identity theft
    • Home based businesses
    • Jewelry, Fine arts, & Firearms

Looking for ways to save money? Discounts may be available to you including new home, sprinklered properties, multi-policy, and by choosing a higher deductible.

Ready to get started? Get a free quote. Questions? Contact us. We look forward to hearing from you!

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